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credit union

Garden City Teachers

Garden City, KS · Est. 1952
C
Trust Grade
Average
Score: 76/100

Garden City Teachers is a credit union based in Garden City, Kansas, established in 1952, with $16 million in total assets serving 2,049 members. By Trust Grade it ranks 56th of 62 credit unions we track in Kansas. Its net worth ratio of 7.8% trails most similarly sized credit unions (4th percentile), versus a Kansas median of 13.2%. It was profitable over the most recent period, with a 0.09% return on assets. No consumer complaints against Garden City Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$16.2M
<$100M institution
Members
2,049
Shares & deposits
Net worth ratio
7.8%
Bottom 4% of <$100M peers · Kansas median 13.2%
Return on assets
0.1%
Bottom 25% of <$100M peers · Kansas median 0.68%
Rank in Kansas
#56
of 62 credit unions

How Garden City Teachers compares to Kansas peers

Net worth ratio
Bottom 4% of <$100M peers
Garden City
7.8%
Kansas median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 25% of <$100M peers
Garden City
0.1%
Kansas median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Garden City Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
76/100
Customer experience
n/a
Overall
C · 76
  • Well-capitalized (7.8% capital ratio)
  • Profitable (ROA 0.09%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Garden City Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Garden City Teachers insured?

Yes. Garden City Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Garden City Teachers: frequently asked questions

Is Garden City Teachers a good credit union?

Garden City Teachers earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Profitable (ROA 0.09%).

Is Garden City Teachers NCUA-insured?

Yes. Garden City Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Garden City Teachers?

Garden City Teachers holds $16 million in total assets, ranking 56th of 62 credit unions we track in Kansas. It serves 2,049 members.

Does Garden City Teachers have CFPB complaints?

No CFPB complaints against Garden City Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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