Ascentra
Ascentra is a credit union based in Bettendorf, Iowa, established in 1950, with $593 million in total assets serving 42,882 members. By Trust Grade it ranks 50th of 66 credit unions we track in Iowa. Its net worth ratio of 10.1% trails most similarly sized credit unions (32th percentile), versus a Iowa median of 12.9%. It was profitable over the most recent period, with a 0.50% return on assets. No consumer complaints against Ascentra appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ascentra compares to Iowa peers
How we graded Ascentra
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.1% capital ratio)
- Profitable (ROA 0.50%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ascentra over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Ascentra insured?
Yes. Ascentra is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ascentra: frequently asked questions
Is Ascentra a good credit union?
Ascentra earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (10.1% capital ratio); Profitable (ROA 0.50%).
Is Ascentra NCUA-insured?
Yes. Ascentra is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Ascentra?
Ascentra holds $593 million in total assets, ranking 50th of 66 credit unions we track in Iowa. It serves 42,882 members.
Does Ascentra have CFPB complaints?
No CFPB complaints against Ascentra appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
