Citizens Community
Citizens Community is a credit union based in Fort Dodge, Iowa, established in 1940, with $254 million in total assets serving 13,995 members. By Trust Grade it ranks 27th of 66 credit unions we track in Iowa. Its net worth ratio of 18.7% is stronger than 96% of similarly sized credit unions, versus a Iowa median of 12.9%. It was profitable over the most recent period, with a 1.74% return on assets. No consumer complaints against Citizens Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens Community compares to Iowa peers
How we graded Citizens Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.7% capital ratio)
- Strongly profitable (ROA 1.74%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Citizens Community insured?
Yes. Citizens Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens Community: frequently asked questions
Is Citizens Community a good credit union?
Citizens Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.7% capital ratio); Strongly profitable (ROA 1.74%).
Is Citizens Community NCUA-insured?
Yes. Citizens Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Citizens Community?
Citizens Community holds $254 million in total assets, ranking 27th of 66 credit unions we track in Iowa. It serves 13,995 members.
Does Citizens Community have CFPB complaints?
No CFPB complaints against Citizens Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
