Community Choice
Community Choice is a credit union based in Johnston, Iowa, established in 1953, with $919 million in total assets serving 53,881 members. By Trust Grade it ranks 20th of 66 credit unions we track in Iowa. Its net worth ratio of 12.4% is stronger than 65% of similarly sized credit unions, versus a Iowa median of 12.9%. It was profitable over the most recent period, with a 1.43% return on assets. No consumer complaints against Community Choice appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community Choice compares to Iowa peers
How we graded Community Choice
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Strongly profitable (ROA 1.43%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Community Choice over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Community Choice insured?
Yes. Community Choice is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community Choice: frequently asked questions
Is Community Choice a good credit union?
Community Choice earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 1.43%).
Is Community Choice NCUA-insured?
Yes. Community Choice is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Community Choice?
Community Choice holds $919 million in total assets, ranking 20th of 66 credit unions we track in Iowa. It serves 53,881 members.
Does Community Choice have CFPB complaints?
No CFPB complaints against Community Choice appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
