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credit union

Communitywide

South Bend, IN · Est. 1967
A
Trust Grade
Excellent
Score: 93/100

Communitywide is a credit union based in South Bend, Indiana, established in 1967, with $876 million in total assets serving 68,337 members. By Trust Grade it ranks 64th of 124 credit unions we track in Indiana. Its net worth ratio of 13.2% is stronger than 73% of similarly sized credit unions, versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.39% return on assets. No consumer complaints against Communitywide appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$876.3M
$100M–1B institution
Members
68,337
Shares & deposits
Net worth ratio
13.2%
Top 27% of $100M–1B peers · Indiana median 12.8%
Return on assets
0.4%
Bottom 28% of $100M–1B peers · Indiana median 0.68%
Rank in Indiana
#64
of 124 credit unions

How Communitywide compares to Indiana peers

Net worth ratio
Top 27% of $100M–1B peers
Communitywide
13.2%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 28% of $100M–1B peers
Communitywide
0.4%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Communitywide

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (13.2% capital ratio)
  • Profitable (ROA 0.39%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Communitywide over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Communitywide insured?

Yes. Communitywide is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Communitywide: frequently asked questions

Is Communitywide a good credit union?

Communitywide earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Profitable (ROA 0.39%).

Is Communitywide NCUA-insured?

Yes. Communitywide is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Communitywide?

Communitywide holds $876 million in total assets, ranking 64th of 124 credit unions we track in Indiana. It serves 68,337 members.

Does Communitywide have CFPB complaints?

No CFPB complaints against Communitywide appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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