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credit union

Financial Center First

Indianapolis, IN · Est. 1953
B
Trust Grade
Strong
Score: 89/100

Financial Center First is a credit union based in Indianapolis, Indiana, established in 1953, with $953 million in total assets serving 56,289 members. By Trust Grade it ranks 87th of 124 credit unions we track in Indiana. Its net worth ratio of 11.1% trails most similarly sized credit unions (48th percentile), versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.27% return on assets. No consumer complaints against Financial Center First appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$952.6M
$100M–1B institution
Members
56,289
Shares & deposits
Net worth ratio
11.1%
Bottom 48% of $100M–1B peers · Indiana median 12.8%
Return on assets
0.3%
Bottom 21% of $100M–1B peers · Indiana median 0.68%
Rank in Indiana
#87
of 124 credit unions

How Financial Center First compares to Indiana peers

Net worth ratio
Bottom 48% of $100M–1B peers
Financial Center
11.1%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 21% of $100M–1B peers
Financial Center
0.3%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Financial Center First

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Strongly capitalized (11.1% capital ratio)
  • Profitable (ROA 0.27%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Financial Center First over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Financial Center First insured?

Yes. Financial Center First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Financial Center First: frequently asked questions

Is Financial Center First a good credit union?

Financial Center First earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.27%).

Is Financial Center First NCUA-insured?

Yes. Financial Center First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Financial Center First?

Financial Center First holds $953 million in total assets, ranking 87th of 124 credit unions we track in Indiana. It serves 56,289 members.

Does Financial Center First have CFPB complaints?

No CFPB complaints against Financial Center First appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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