Heritage
Heritage is a credit union based in Newburgh, Indiana, established in 1965, with $1.1 billion in total assets serving 64,342 members. By Trust Grade it ranks 38th of 124 credit unions we track in Indiana. Its net worth ratio of 11.8% is stronger than 68% of similarly sized credit unions, versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.83% return on assets. No consumer complaints against Heritage appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Heritage compares to Indiana peers
How we graded Heritage
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.8% capital ratio)
- Profitable (ROA 0.83%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Heritage over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Heritage insured?
Yes. Heritage is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Heritage: frequently asked questions
Is Heritage a good credit union?
Heritage earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Profitable (ROA 0.83%).
Is Heritage NCUA-insured?
Yes. Heritage is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Heritage?
Heritage holds $1.1 billion in total assets, ranking 38th of 124 credit unions we track in Indiana. It serves 64,342 members.
Does Heritage have CFPB complaints?
No CFPB complaints against Heritage appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
