Thrive
Thrive is a credit union based in Muncie, Indiana, established in 1940, with $113 million in total assets serving 8,323 members. By Trust Grade it ranks 81st of 124 credit unions we track in Indiana. Its net worth ratio of 11.4% is stronger than 53% of similarly sized credit unions, versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.64% return on assets. Consumers filed 6 complaints about Thrive National Corporation with the CFPB — 52.9 per $1B in assets, a higher rate than 69% of peers.
How Thrive compares to Indiana peers
How we graded Thrive
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Profitable (ROA 0.64%)
- 52.9 complaints per $1B in assets
Consumer complaints (CFPB)
6 complaints filed with the CFPB against Thrive National Corporation — 52.9 per $1B in assets.
Are deposits at Thrive insured?
Yes. Thrive is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Thrive: frequently asked questions
Is Thrive a good credit union?
Thrive earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 93/100 and a customer-experience score of 45.5/100. Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.64%).
Is Thrive NCUA-insured?
Yes. Thrive is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Thrive?
Thrive holds $113 million in total assets, ranking 81st of 124 credit unions we track in Indiana. It serves 8,323 members.
How many complaints does Thrive have?
Consumers filed 6 complaints about Thrive National Corporation with the CFPB, or 52.9 per $1B in assets.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
