Crossroads Financial
Crossroads Financial is a credit union based in Portland, Indiana, established in 1950, with $104 million in total assets serving 9,003 members. By Trust Grade it ranks 6th of 124 credit unions we track in Indiana. Its net worth ratio of 14.2% is stronger than 82% of similarly sized credit unions, versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 2.09% return on assets. No consumer complaints against Crossroads Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Crossroads Financial compares to Indiana peers
How we graded Crossroads Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.2% capital ratio)
- Strongly profitable (ROA 2.09%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Crossroads Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Crossroads Financial insured?
Yes. Crossroads Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Crossroads Financial: frequently asked questions
Is Crossroads Financial a good credit union?
Crossroads Financial earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.2% capital ratio); Strongly profitable (ROA 2.09%).
Is Crossroads Financial NCUA-insured?
Yes. Crossroads Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Crossroads Financial?
Crossroads Financial holds $104 million in total assets, ranking 6th of 124 credit unions we track in Indiana. It serves 9,003 members.
Does Crossroads Financial have CFPB complaints?
No CFPB complaints against Crossroads Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
