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credit union

Madison County

Anderson, IN · Est. 1935
A
Trust Grade
Excellent
Score: 93/100

Madison County is a credit union based in Anderson, Indiana, established in 1935, with $117 million in total assets serving 9,062 members. By Trust Grade it ranks 62nd of 124 credit unions we track in Indiana. Its net worth ratio of 10.7% trails most similarly sized credit unions (41th percentile), versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.95% return on assets. No consumer complaints against Madison County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$117.1M
$100M–1B institution
Members
9,062
Shares & deposits
Net worth ratio
10.7%
Bottom 41% of $100M–1B peers · Indiana median 12.8%
Return on assets
0.9%
Top 32% of $100M–1B peers · Indiana median 0.68%
Rank in Indiana
#62
of 124 credit unions

How Madison County compares to Indiana peers

Net worth ratio
Bottom 41% of $100M–1B peers
Madison County
10.7%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 32% of $100M–1B peers
Madison County
0.9%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Madison County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (10.7% capital ratio)
  • Profitable (ROA 0.95%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Madison County over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Madison County insured?

Yes. Madison County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Madison County: frequently asked questions

Is Madison County a good credit union?

Madison County earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Profitable (ROA 0.95%).

Is Madison County NCUA-insured?

Yes. Madison County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Madison County?

Madison County holds $117 million in total assets, ranking 62nd of 124 credit unions we track in Indiana. It serves 9,062 members.

Does Madison County have CFPB complaints?

No CFPB complaints against Madison County appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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