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credit union

Clifty Creek Employees

Madison, IN · Est. 1958
B
Trust Grade
Strong
Score: 80/100

Clifty Creek Employees is a credit union based in Madison, Indiana, established in 1958, with $16 million in total assets serving 1,237 members. By Trust Grade it ranks 117th of 124 credit unions we track in Indiana. Its net worth ratio of 17.2% is stronger than 67% of similarly sized credit unions, versus a Indiana median of 12.8%. It posted a loss over the most recent period (-1.01% return on assets), a point to watch. No consumer complaints against Clifty Creek Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$16.2M
<$100M institution
Members
1,237
Shares & deposits
Net worth ratio
17.2%
Top 33% of <$100M peers · Indiana median 12.8%
Return on assets
-1.0%
Bottom 8% of <$100M peers · Indiana median 0.68%
Rank in Indiana
#117
of 124 credit unions

How Clifty Creek Employees compares to Indiana peers

Net worth ratio
Top 33% of <$100M peers
Clifty Creek
17.2%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 8% of <$100M peers
Clifty Creek
-1.0%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Clifty Creek Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
80/100
Customer experience
n/a
Overall
B · 80
  • Strongly capitalized (17.2% capital ratio)
  • Unprofitable over the period (ROA -1.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Clifty Creek Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Clifty Creek Employees insured?

Yes. Clifty Creek Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Clifty Creek Employees: frequently asked questions

Is Clifty Creek Employees a good credit union?

Clifty Creek Employees earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Strongly capitalized (17.2% capital ratio); Unprofitable over the period (ROA -1.01%).

Is Clifty Creek Employees NCUA-insured?

Yes. Clifty Creek Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Clifty Creek Employees?

Clifty Creek Employees holds $16 million in total assets, ranking 117th of 124 credit unions we track in Indiana. It serves 1,237 members.

Does Clifty Creek Employees have CFPB complaints?

No CFPB complaints against Clifty Creek Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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