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credit union

Jefferson Community

Madison, IN · Est. 1969
A
Trust Grade
Excellent
Score: 91/100

Jefferson Community is a credit union based in Madison, Indiana, established in 1969, with $18 million in total assets serving 2,108 members. By Trust Grade it ranks 79th of 124 credit unions we track in Indiana. Its net worth ratio of 10.2% trails most similarly sized credit unions (19th percentile), versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 1.34% return on assets. No consumer complaints against Jefferson Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$18.3M
<$100M institution
Members
2,108
Shares & deposits
Net worth ratio
10.2%
Bottom 19% of <$100M peers · Indiana median 12.8%
Return on assets
1.3%
Top 19% of <$100M peers · Indiana median 0.68%
Rank in Indiana
#79
of 124 credit unions

How Jefferson Community compares to Indiana peers

Net worth ratio
Bottom 19% of <$100M peers
Jefferson Community
10.2%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of <$100M peers
Jefferson Community
1.3%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Jefferson Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (10.2% capital ratio)
  • Strongly profitable (ROA 1.34%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Jefferson Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Jefferson Community insured?

Yes. Jefferson Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Jefferson Community: frequently asked questions

Is Jefferson Community a good credit union?

Jefferson Community earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (10.2% capital ratio); Strongly profitable (ROA 1.34%).

Is Jefferson Community NCUA-insured?

Yes. Jefferson Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Jefferson Community?

Jefferson Community holds $18 million in total assets, ranking 79th of 124 credit unions we track in Indiana. It serves 2,108 members.

Does Jefferson Community have CFPB complaints?

No CFPB complaints against Jefferson Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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