Wayne County
Wayne County is a credit union based in Richmond, Indiana, established in 1961, with $13 million in total assets serving 1,081 members. By Trust Grade it ranks 58th of 124 credit unions we track in Indiana. Its net worth ratio of 14.4% is stronger than 52% of similarly sized credit unions, versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.54% return on assets. No consumer complaints against Wayne County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Wayne County compares to Indiana peers
How we graded Wayne County
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.4% capital ratio)
- Profitable (ROA 0.54%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Wayne County over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Wayne County insured?
Yes. Wayne County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Wayne County: frequently asked questions
Is Wayne County a good credit union?
Wayne County earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (14.4% capital ratio); Profitable (ROA 0.54%).
Is Wayne County NCUA-insured?
Yes. Wayne County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Wayne County?
Wayne County holds $13 million in total assets, ranking 58th of 124 credit unions we track in Indiana. It serves 1,081 members.
Does Wayne County have CFPB complaints?
No CFPB complaints against Wayne County appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
