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credit union

Metropolitan "L"

Oak Park, IL · Est. 1937
A
Trust Grade
Excellent
Score: 92/100

Metropolitan "L" is a credit union based in Oak Park, Illinois, established in 1937, with $9 million in total assets serving 1,097 members. By Trust Grade it ranks 102nd of 188 credit unions we track in Illinois. Its net worth ratio of 16.7% is stronger than 65% of similarly sized credit unions, versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.20% return on assets. No consumer complaints against Metropolitan "L" appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$9.4M
<$100M institution
Members
1,097
Shares & deposits
Net worth ratio
16.7%
Top 35% of <$100M peers · Illinois median 13.7%
Return on assets
0.2%
Bottom 30% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#102
of 188 credit unions

How Metropolitan "L" compares to Illinois peers

Net worth ratio
Top 35% of <$100M peers
Metropolitan "L"
16.7%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 30% of <$100M peers
Metropolitan "L"
0.2%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Metropolitan "L"

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (16.7% capital ratio)
  • Profitable (ROA 0.20%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Metropolitan "L" over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Metropolitan "L" insured?

Yes. Metropolitan "L" is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Metropolitan "L": frequently asked questions

Is Metropolitan "L" a good credit union?

Metropolitan "L" earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (16.7% capital ratio); Profitable (ROA 0.20%).

Is Metropolitan "L" NCUA-insured?

Yes. Metropolitan "L" is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Metropolitan "L"?

Metropolitan "L" holds $9 million in total assets, ranking 102nd of 188 credit unions we track in Illinois. It serves 1,097 members.

Does Metropolitan "L" have CFPB complaints?

No CFPB complaints against Metropolitan "L" appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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