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credit union

Cta-74th Street Depot

Chicago, IL · Est. 1939
B
Trust Grade
Strong
Score: 84/100

Cta-74th Street Depot is a credit union based in Chicago, Illinois, established in 1939, with $8 million in total assets serving 807 members. By Trust Grade it ranks 146th of 188 credit unions we track in Illinois. Its net worth ratio of 17.0% is stronger than 66% of similarly sized credit unions, versus a Illinois median of 13.7%. It posted a loss over the most recent period (-0.58% return on assets), a point to watch. No consumer complaints against Cta-74th Street Depot appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.4M
<$100M institution
Members
807
Shares & deposits
Net worth ratio
17.0%
Top 34% of <$100M peers · Illinois median 13.7%
Return on assets
-0.6%
Bottom 12% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#146
of 188 credit unions

How Cta-74th Street Depot compares to Illinois peers

Net worth ratio
Top 34% of <$100M peers
Cta-74th Street
17.0%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of <$100M peers
Cta-74th Street
-0.6%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Cta-74th Street Depot

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Strongly capitalized (17.0% capital ratio)
  • Unprofitable over the period (ROA -0.58%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cta-74th Street Depot over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cta-74th Street Depot insured?

Yes. Cta-74th Street Depot is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cta-74th Street Depot: frequently asked questions

Is Cta-74th Street Depot a good credit union?

Cta-74th Street Depot earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Strongly capitalized (17.0% capital ratio); Unprofitable over the period (ROA -0.58%).

Is Cta-74th Street Depot NCUA-insured?

Yes. Cta-74th Street Depot is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cta-74th Street Depot?

Cta-74th Street Depot holds $8 million in total assets, ranking 146th of 188 credit unions we track in Illinois. It serves 807 members.

Does Cta-74th Street Depot have CFPB complaints?

No CFPB complaints against Cta-74th Street Depot appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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