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credit union

Chicago Area Office

Chicago, IL · Est. 1943
C
Trust Grade
Average
Score: 73/100

Chicago Area Office is a credit union based in Chicago, Illinois, established in 1943, with $10 million in total assets serving 1,254 members. By Trust Grade it ranks 173rd of 188 credit unions we track in Illinois. Its net worth ratio of 20.8% is stronger than 80% of similarly sized credit unions, versus a Illinois median of 13.7%. It posted a loss over the most recent period (-1.94% return on assets), a point to watch. No consumer complaints against Chicago Area Office appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$9.5M
<$100M institution
Members
1,254
Shares & deposits
Net worth ratio
20.8%
Top 20% of <$100M peers · Illinois median 13.7%
Return on assets
-1.9%
Bottom 5% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#173
of 188 credit unions

How Chicago Area Office compares to Illinois peers

Net worth ratio
Top 20% of <$100M peers
Chicago Area
20.8%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 5% of <$100M peers
Chicago Area
-1.9%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Chicago Area Office

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (20.8% capital ratio)
  • Unprofitable over the period (ROA -1.94%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Chicago Area Office over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Chicago Area Office insured?

Yes. Chicago Area Office is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Chicago Area Office: frequently asked questions

Is Chicago Area Office a good credit union?

Chicago Area Office earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (20.8% capital ratio); Unprofitable over the period (ROA -1.94%).

Is Chicago Area Office NCUA-insured?

Yes. Chicago Area Office is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Chicago Area Office?

Chicago Area Office holds $10 million in total assets, ranking 173rd of 188 credit unions we track in Illinois. It serves 1,254 members.

Does Chicago Area Office have CFPB complaints?

No CFPB complaints against Chicago Area Office appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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