Skip to main content
credit union

Riverside Community

Kankakee, IL · Est. 1976
A
Trust Grade
Excellent
Score: 94/100

Riverside Community is a credit union based in Kankakee, Illinois, established in 1976, with $50 million in total assets serving 3,544 members. By Trust Grade it ranks 82nd of 188 credit unions we track in Illinois. Its net worth ratio of 11.0% trails most similarly sized credit unions (24th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 1.17% return on assets. No consumer complaints against Riverside Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$50.1M
<$100M institution
Members
3,544
Shares & deposits
Net worth ratio
11.0%
Bottom 24% of <$100M peers · Illinois median 13.7%
Return on assets
1.2%
Top 25% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#82
of 188 credit unions

How Riverside Community compares to Illinois peers

Net worth ratio
Bottom 24% of <$100M peers
Riverside Community
11.0%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 25% of <$100M peers
Riverside Community
1.2%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Riverside Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (11.0% capital ratio)
  • Strongly profitable (ROA 1.17%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Riverside Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Riverside Community insured?

Yes. Riverside Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Riverside Community: frequently asked questions

Is Riverside Community a good credit union?

Riverside Community earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (11.0% capital ratio); Strongly profitable (ROA 1.17%).

Is Riverside Community NCUA-insured?

Yes. Riverside Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Riverside Community?

Riverside Community holds $50 million in total assets, ranking 82nd of 188 credit unions we track in Illinois. It serves 3,544 members.

Does Riverside Community have CFPB complaints?

No CFPB complaints against Riverside Community appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Maroon Financial
credit union · Chicago, IL · $52M assets
Fox Valley
credit union · Aurora, IL · $47M assets
Bloomington Municipal
credit union · Bloomington, IL · $45M assets
Altonized Community
credit union · Alton, IL · $56M assets
Galesburg Burlington
credit union · Galesburg, IL · $56M assets
Access
credit union · Broadview, IL · $59M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →