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credit union

Altonized Community

Alton, IL · Est. 1939
C
Trust Grade
Average
Score: 79/100

Altonized Community is a credit union based in Alton, Illinois, established in 1939, with $56 million in total assets serving 5,595 members. By Trust Grade it ranks 164th of 188 credit unions we track in Illinois. Its net worth ratio of 8.2% trails most similarly sized credit unions (6th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.36% return on assets. No consumer complaints against Altonized Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$55.7M
<$100M institution
Members
5,595
Shares & deposits
Net worth ratio
8.2%
Bottom 6% of <$100M peers · Illinois median 13.7%
Return on assets
0.4%
Bottom 38% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#164
of 188 credit unions

How Altonized Community compares to Illinois peers

Net worth ratio
Bottom 6% of <$100M peers
Altonized Community
8.2%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 38% of <$100M peers
Altonized Community
0.4%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Altonized Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
79/100
Customer experience
n/a
Overall
C · 79
  • Well-capitalized (8.2% capital ratio)
  • Profitable (ROA 0.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Altonized Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Altonized Community insured?

Yes. Altonized Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Altonized Community: frequently asked questions

Is Altonized Community a good credit union?

Altonized Community earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Profitable (ROA 0.36%).

Is Altonized Community NCUA-insured?

Yes. Altonized Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Altonized Community?

Altonized Community holds $56 million in total assets, ranking 164th of 188 credit unions we track in Illinois. It serves 5,595 members.

Does Altonized Community have CFPB complaints?

No CFPB complaints against Altonized Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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