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credit union

Bloomington Municipal

Bloomington, IL · Est. 1953
A
Trust Grade
Excellent
Score: 98/100

Bloomington Municipal is a credit union based in Bloomington, Illinois, established in 1953, with $45 million in total assets serving 2,252 members. By Trust Grade it ranks 31st of 188 credit unions we track in Illinois. Its net worth ratio of 13.5% trails most similarly sized credit unions (45th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 1.12% return on assets. No consumer complaints against Bloomington Municipal appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$44.9M
<$100M institution
Members
2,252
Shares & deposits
Net worth ratio
13.5%
Bottom 45% of <$100M peers · Illinois median 13.7%
Return on assets
1.1%
Top 27% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#31
of 188 credit unions

How Bloomington Municipal compares to Illinois peers

Net worth ratio
Bottom 45% of <$100M peers
Bloomington Municipal
13.5%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 27% of <$100M peers
Bloomington Municipal
1.1%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Bloomington Municipal

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.5% capital ratio)
  • Strongly profitable (ROA 1.12%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bloomington Municipal over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Bloomington Municipal insured?

Yes. Bloomington Municipal is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bloomington Municipal: frequently asked questions

Is Bloomington Municipal a good credit union?

Bloomington Municipal earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Strongly profitable (ROA 1.12%).

Is Bloomington Municipal NCUA-insured?

Yes. Bloomington Municipal is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Bloomington Municipal?

Bloomington Municipal holds $45 million in total assets, ranking 31st of 188 credit unions we track in Illinois. It serves 2,252 members.

Does Bloomington Municipal have CFPB complaints?

No CFPB complaints against Bloomington Municipal appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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