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credit union

Blackhawk Area

Savanna, IL · Est. 1935
A
Trust Grade
Excellent
Score: 92/100

Blackhawk Area is a credit union based in Savanna, Illinois, established in 1935, with $40 million in total assets serving 3,786 members. By Trust Grade it ranks 110th of 188 credit unions we track in Illinois. Its net worth ratio of 13.0% trails most similarly sized credit unions (41th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.26% return on assets. No consumer complaints against Blackhawk Area appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$39.6M
<$100M institution
Members
3,786
Shares & deposits
Net worth ratio
13.0%
Bottom 41% of <$100M peers · Illinois median 13.7%
Return on assets
0.3%
Bottom 33% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#110
of 188 credit unions

How Blackhawk Area compares to Illinois peers

Net worth ratio
Bottom 41% of <$100M peers
Blackhawk Area
13.0%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 33% of <$100M peers
Blackhawk Area
0.3%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Blackhawk Area

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (13.0% capital ratio)
  • Profitable (ROA 0.26%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Blackhawk Area over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Blackhawk Area insured?

Yes. Blackhawk Area is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Blackhawk Area: frequently asked questions

Is Blackhawk Area a good credit union?

Blackhawk Area earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Profitable (ROA 0.26%).

Is Blackhawk Area NCUA-insured?

Yes. Blackhawk Area is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Blackhawk Area?

Blackhawk Area holds $40 million in total assets, ranking 110th of 188 credit unions we track in Illinois. It serves 3,786 members.

Does Blackhawk Area have CFPB complaints?

No CFPB complaints against Blackhawk Area appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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