2 Rivers Area
2 Rivers Area is a credit union based in Kankakee, Illinois, established in 1951, with $27 million in total assets serving 3,969 members. By Trust Grade it ranks 137th of 188 credit unions we track in Illinois. Its net worth ratio of 11.0% trails most similarly sized credit unions (24th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.02% return on assets. No consumer complaints against 2 Rivers Area appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How 2 Rivers Area compares to Illinois peers
How we graded 2 Rivers Area
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (11.0% capital ratio)
- Profitable (ROA 0.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for 2 Rivers Area over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at 2 Rivers Area insured?
Yes. 2 Rivers Area is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
2 Rivers Area: frequently asked questions
Is 2 Rivers Area a good credit union?
2 Rivers Area earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (11.0% capital ratio); Profitable (ROA 0.02%).
Is 2 Rivers Area NCUA-insured?
Yes. 2 Rivers Area is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is 2 Rivers Area?
2 Rivers Area holds $27 million in total assets, ranking 137th of 188 credit unions we track in Illinois. It serves 3,969 members.
Does 2 Rivers Area have CFPB complaints?
No CFPB complaints against 2 Rivers Area appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
