Central Illinois
Central Illinois is a credit union based in Champaign, Illinois, established in 1948, with $26 million in total assets serving 3,552 members. By Trust Grade it ranks 38th of 188 credit unions we track in Illinois. Its net worth ratio of 12.0% trails most similarly sized credit unions (33th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against Central Illinois appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Central Illinois compares to Illinois peers
How we graded Central Illinois
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.0% capital ratio)
- Profitable (ROA 0.98%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Central Illinois over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Central Illinois insured?
Yes. Central Illinois is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Central Illinois: frequently asked questions
Is Central Illinois a good credit union?
Central Illinois earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Profitable (ROA 0.98%).
Is Central Illinois NCUA-insured?
Yes. Central Illinois is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Central Illinois?
Central Illinois holds $26 million in total assets, ranking 38th of 188 credit unions we track in Illinois. It serves 3,552 members.
Does Central Illinois have CFPB complaints?
No CFPB complaints against Central Illinois appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
