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credit union

Elite Community

Bourbonnais, IL · Est. 1957
B
Trust Grade
Strong
Score: 85/100

Elite Community is a credit union based in Bourbonnais, Illinois, established in 1957, with $25 million in total assets serving 2,256 members. By Trust Grade it ranks 144th of 188 credit unions we track in Illinois. Its net worth ratio of 9.2% trails most similarly sized credit unions (11th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.69% return on assets. No consumer complaints against Elite Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$25.1M
<$100M institution
Members
2,256
Shares & deposits
Net worth ratio
9.2%
Bottom 11% of <$100M peers · Illinois median 13.7%
Return on assets
0.7%
Top 45% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#144
of 188 credit unions

How Elite Community compares to Illinois peers

Net worth ratio
Bottom 11% of <$100M peers
Elite Community
9.2%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 45% of <$100M peers
Elite Community
0.7%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Elite Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (9.2% capital ratio)
  • Profitable (ROA 0.69%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Elite Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Elite Community insured?

Yes. Elite Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Elite Community: frequently asked questions

Is Elite Community a good credit union?

Elite Community earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.2% capital ratio); Profitable (ROA 0.69%).

Is Elite Community NCUA-insured?

Yes. Elite Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Elite Community?

Elite Community holds $25 million in total assets, ranking 144th of 188 credit unions we track in Illinois. It serves 2,256 members.

Does Elite Community have CFPB complaints?

No CFPB complaints against Elite Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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