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credit union

Western Illinois School Employees

Quincy, IL · Est. 1936
A
Trust Grade
Excellent
Score: 93/100

Western Illinois School Employees is a credit union based in Quincy, Illinois, established in 1936, with $24 million in total assets serving 1,677 members. By Trust Grade it ranks 98th of 188 credit unions we track in Illinois. Its net worth ratio of 16.1% is stronger than 62% of similarly sized credit unions, versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.34% return on assets. No consumer complaints against Western Illinois School Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$23.7M
<$100M institution
Members
1,677
Shares & deposits
Net worth ratio
16.1%
Top 38% of <$100M peers · Illinois median 13.7%
Return on assets
0.3%
Bottom 37% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#98
of 188 credit unions

How Western Illinois School Employees compares to Illinois peers

Net worth ratio
Top 38% of <$100M peers
Western Illinois
16.1%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 37% of <$100M peers
Western Illinois
0.3%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Western Illinois School Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (16.1% capital ratio)
  • Profitable (ROA 0.34%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Western Illinois School Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Western Illinois School Employees insured?

Yes. Western Illinois School Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Western Illinois School Employees: frequently asked questions

Is Western Illinois School Employees a good credit union?

Western Illinois School Employees earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (16.1% capital ratio); Profitable (ROA 0.34%).

Is Western Illinois School Employees NCUA-insured?

Yes. Western Illinois School Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Western Illinois School Employees?

Western Illinois School Employees holds $24 million in total assets, ranking 98th of 188 credit unions we track in Illinois. It serves 1,677 members.

Does Western Illinois School Employees have CFPB complaints?

No CFPB complaints against Western Illinois School Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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