Hamakua
Hamakua is a credit union based in Pepeekeo, Hawaii, established in 1937, with $22 million in total assets serving 1,784 members. By Trust Grade it ranks 3rd of 45 credit unions we track in Hawaii. Its net worth ratio of 15.3% is stronger than 57% of similarly sized credit unions, versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 2.06% return on assets. No consumer complaints against Hamakua appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Hamakua compares to Hawaii peers
How we graded Hamakua
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.3% capital ratio)
- Strongly profitable (ROA 2.06%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Hamakua over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Hamakua insured?
Yes. Hamakua is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Hamakua: frequently asked questions
Is Hamakua a good credit union?
Hamakua earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.3% capital ratio); Strongly profitable (ROA 2.06%).
Is Hamakua NCUA-insured?
Yes. Hamakua is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Hamakua?
Hamakua holds $22 million in total assets, ranking 3rd of 45 credit unions we track in Hawaii. It serves 1,784 members.
Does Hamakua have CFPB complaints?
No CFPB complaints against Hamakua appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
