Kahuku
Kahuku is a credit union based in Kahuku, Hawaii, established in 1937, with $8 million in total assets serving 2,105 members. By Trust Grade it ranks 45th of 45 credit unions we track in Hawaii. Its net worth ratio of 14.8% is stronger than 54% of similarly sized credit unions, versus a Hawaii median of 12.6%. It posted a loss over the most recent period (-2.96% return on assets), a point to watch. No consumer complaints against Kahuku appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Kahuku compares to Hawaii peers
How we graded Kahuku
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.8% capital ratio)
- Unprofitable over the period (ROA -2.96%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Kahuku over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Kahuku insured?
Yes. Kahuku is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Kahuku: frequently asked questions
Is Kahuku a good credit union?
Kahuku earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (14.8% capital ratio); Unprofitable over the period (ROA -2.96%).
Is Kahuku NCUA-insured?
Yes. Kahuku is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Kahuku?
Kahuku holds $8 million in total assets, ranking 45th of 45 credit unions we track in Hawaii. It serves 2,105 members.
Does Kahuku have CFPB complaints?
No CFPB complaints against Kahuku appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
