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credit union

Schofield

Wahiawa, HI · Est. 1951
A
Trust Grade
Excellent
Score: 92/100

Schofield is a credit union based in Wahiawa, Hawaii, established in 1951, with $35 million in total assets serving 1,985 members. By Trust Grade it ranks 26th of 45 credit unions we track in Hawaii. Its net worth ratio of 16.8% is stronger than 66% of similarly sized credit unions, versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 0.19% return on assets. No consumer complaints against Schofield appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$34.5M
<$100M institution
Members
1,985
Shares & deposits
Net worth ratio
16.8%
Top 34% of <$100M peers · Hawaii median 12.6%
Return on assets
0.2%
Bottom 29% of <$100M peers · Hawaii median 0.76%
Rank in Hawaii
#26
of 45 credit unions

How Schofield compares to Hawaii peers

Net worth ratio
Top 34% of <$100M peers
Schofield
16.8%
Hawaii median
12.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 29% of <$100M peers
Schofield
0.2%
Hawaii median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Schofield

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (16.8% capital ratio)
  • Profitable (ROA 0.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Schofield over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Schofield insured?

Yes. Schofield is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Schofield: frequently asked questions

Is Schofield a good credit union?

Schofield earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (16.8% capital ratio); Profitable (ROA 0.19%).

Is Schofield NCUA-insured?

Yes. Schofield is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Schofield?

Schofield holds $35 million in total assets, ranking 26th of 45 credit unions we track in Hawaii. It serves 1,985 members.

Does Schofield have CFPB complaints?

No CFPB complaints against Schofield appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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