credit union

Hotel And Travel Industry

Q: Is Hotel And Travel Industry a good credit union?

Hotel And Travel Industry earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.18%).

Q: Is Hotel And Travel Industry NCUA-insured?

Yes. Hotel And Travel Industry is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

Q: How big is Hotel And Travel Industry?

Hotel And Travel Industry holds $40 million in total assets, ranking 44th of 45 credit unions we track in Hawaii. It serves 4,514 members.

Q: Does Hotel And Travel Industry have CFPB complaints?

No CFPB complaints against Hotel And Travel Industry appear in our data over the analysis window, which is typical for a credit union of this size.

Honolulu, HI · Est. 1954

Trust Grade

Strong

Score: 80/100

Hotel And Travel Industry is a credit union based in Honolulu, Hawaii, established in 1954, with $40 million in total assets serving 4,514 members. By Trust Grade it ranks 44th of 45 credit unions we track in Hawaii. Its net worth ratio of 8.9% trails most similarly sized credit unions (9th percentile), versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 0.18% return on assets. No consumer complaints against Hotel And Travel Industry appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets

$40.2M

<$100M institution

Members

4,514

Shares & deposits

—

Net worth ratio

8.9%

Bottom 9% of <$100M peers · Hawaii median 12.6%

Return on assets

0.2%

Bottom 29% of <$100M peers · Hawaii median 0.76%

Rank in Hawaii

#44

of 45 credit unions

How Hotel And Travel Industry compares to Hawaii peers

Net worth ratio

Bottom 9% of <$100M peers

Hotel And

8.9%

Hawaii median

12.6%

Higher capital ratio = stronger financial cushion

Return on assets

Bottom 29% of <$100M peers

Hotel And

0.2%

Hawaii median

0.8%

Higher ROA = more profitable relative to asset base

How we graded Hotel And Travel Industry

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength

80/100

Customer experience

n/a

Overall

B · 80

Well-capitalized (8.9% capital ratio)
Profitable (ROA 0.18%)
No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Hotel And Travel Industry over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Hotel And Travel Industry insured?

Yes. Hotel And Travel Industry is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.