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Credit Union Of Georgia

Woodstock, GA · Est. 1960
A
Trust Grade
Excellent
Score: 92/100

Credit Union Of Georgia is a credit union based in Woodstock, Georgia, established in 1960, with $761 million in total assets serving 36,858 members. By Trust Grade it ranks 41st of 72 credit unions we track in Georgia. Its net worth ratio of 10.3% trails most similarly sized credit unions (35th percentile), versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 1.07% return on assets. No consumer complaints against Credit Union Of Georgia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$760.8M
$100M–1B institution
Members
36,858
Shares & deposits
Net worth ratio
10.3%
Bottom 35% of $100M–1B peers · Georgia median 13.3%
Return on assets
1.1%
Top 26% of $100M–1B peers · Georgia median 0.63%
Rank in Georgia
#41
of 72 credit unions

How Credit Union Of Georgia compares to Georgia peers

Net worth ratio
Bottom 35% of $100M–1B peers
Credit Union
10.3%
Georgia median
13.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $100M–1B peers
Credit Union
1.1%
Georgia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Credit Union Of Georgia

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (10.3% capital ratio)
  • Strongly profitable (ROA 1.07%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Credit Union Of Georgia over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Credit Union Of Georgia insured?

Yes. Credit Union Of Georgia is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Credit Union Of Georgia: frequently asked questions

Is Credit Union Of Georgia a good credit union?

Credit Union Of Georgia earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Strongly profitable (ROA 1.07%).

Is Credit Union Of Georgia NCUA-insured?

Yes. Credit Union Of Georgia is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Credit Union Of Georgia?

Credit Union Of Georgia holds $761 million in total assets, ranking 41st of 72 credit unions we track in Georgia. It serves 36,858 members.

Does Credit Union Of Georgia have CFPB complaints?

No CFPB complaints against Credit Union Of Georgia appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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