Kinetic
Kinetic is a credit union based in Columbus, Georgia, established in 1956, with $661 million in total assets serving 44,676 members. By Trust Grade it ranks 53rd of 72 credit unions we track in Georgia. Its net worth ratio of 13.9% is stronger than 80% of similarly sized credit unions, versus a Georgia median of 13.3%. It posted a loss over the most recent period (-0.43% return on assets), a point to watch. No consumer complaints against Kinetic appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Kinetic compares to Georgia peers
How we graded Kinetic
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.9% capital ratio)
- Unprofitable over the period (ROA -0.43%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Kinetic over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Kinetic insured?
Yes. Kinetic is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Kinetic: frequently asked questions
Is Kinetic a good credit union?
Kinetic earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Unprofitable over the period (ROA -0.43%).
Is Kinetic NCUA-insured?
Yes. Kinetic is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Kinetic?
Kinetic holds $661 million in total assets, ranking 53rd of 72 credit unions we track in Georgia. It serves 44,676 members.
Does Kinetic have CFPB complaints?
No CFPB complaints against Kinetic appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
