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credit union

Cdc

Atlanta, GA · Est. 1949
D
Trust Grade
Below average
Score: 68/100

Cdc is a credit union based in Atlanta, Georgia, established in 1949, with $436 million in total assets serving 23,527 members. By Trust Grade it ranks 69th of 72 credit unions we track in Georgia. Its net worth ratio of 9.1% trails most similarly sized credit unions (17th percentile), versus a Georgia median of 13.3%. It posted a loss over the most recent period (-1.19% return on assets), a point to watch. No consumer complaints against Cdc appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$435.5M
$100M–1B institution
Members
23,527
Shares & deposits
Net worth ratio
9.1%
Bottom 17% of $100M–1B peers · Georgia median 13.3%
Return on assets
-1.2%
Bottom 1% of $100M–1B peers · Georgia median 0.63%
Rank in Georgia
#69
of 72 credit unions

How Cdc compares to Georgia peers

Net worth ratio
Bottom 17% of $100M–1B peers
Cdc
9.1%
Georgia median
13.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 1% of $100M–1B peers
Cdc
-1.2%
Georgia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Cdc

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
68/100
Customer experience
n/a
Overall
D · 68
  • Well-capitalized (9.1% capital ratio)
  • Unprofitable over the period (ROA -1.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cdc over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cdc insured?

Yes. Cdc is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cdc: frequently asked questions

Is Cdc a good credit union?

Cdc earns a Bankzia Trust Grade of D (68/100, "Below average"), based on a financial-strength score of 68/100 (it has no CFPB complaints on record). Well-capitalized (9.1% capital ratio); Unprofitable over the period (ROA -1.19%).

Is Cdc NCUA-insured?

Yes. Cdc is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cdc?

Cdc holds $436 million in total assets, ranking 69th of 72 credit unions we track in Georgia. It serves 23,527 members.

Does Cdc have CFPB complaints?

No CFPB complaints against Cdc appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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