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credit union

Valdosta Teachers

Valdosta, GA · Est. 1958
B
Trust Grade
Strong
Score: 83/100

Valdosta Teachers is a credit union based in Valdosta, Georgia, established in 1958, with $13 million in total assets serving 2,355 members. By Trust Grade it ranks 58th of 72 credit unions we track in Georgia. Its net worth ratio of 13.3% trails most similarly sized credit unions (43th percentile), versus a Georgia median of 13.3%. It posted a loss over the most recent period (-0.70% return on assets), a point to watch. No consumer complaints against Valdosta Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$13.0M
<$100M institution
Members
2,355
Shares & deposits
Net worth ratio
13.3%
Bottom 43% of <$100M peers · Georgia median 13.3%
Return on assets
-0.7%
Bottom 11% of <$100M peers · Georgia median 0.63%
Rank in Georgia
#58
of 72 credit unions

How Valdosta Teachers compares to Georgia peers

Net worth ratio
Bottom 43% of <$100M peers
Valdosta Teachers
13.3%
Georgia median
13.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 11% of <$100M peers
Valdosta Teachers
-0.7%
Georgia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Valdosta Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Strongly capitalized (13.3% capital ratio)
  • Unprofitable over the period (ROA -0.70%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Valdosta Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Valdosta Teachers insured?

Yes. Valdosta Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Valdosta Teachers: frequently asked questions

Is Valdosta Teachers a good credit union?

Valdosta Teachers earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Unprofitable over the period (ROA -0.70%).

Is Valdosta Teachers NCUA-insured?

Yes. Valdosta Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Valdosta Teachers?

Valdosta Teachers holds $13 million in total assets, ranking 58th of 72 credit unions we track in Georgia. It serves 2,355 members.

Does Valdosta Teachers have CFPB complaints?

No CFPB complaints against Valdosta Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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