Skip to main content
credit union

The Wright

Toccoa, GA · Est. 1963
A
Trust Grade
Excellent
Score: 94/100

The Wright is a credit union based in Toccoa, Georgia, established in 1963, with $16 million in total assets serving 1,820 members. By Trust Grade it ranks 32nd of 72 credit unions we track in Georgia. Its net worth ratio of 16.8% is stronger than 66% of similarly sized credit unions, versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 0.56% return on assets. No consumer complaints against The Wright appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$16.4M
<$100M institution
Members
1,820
Shares & deposits
Net worth ratio
16.8%
Top 34% of <$100M peers · Georgia median 13.3%
Return on assets
0.6%
Bottom 48% of <$100M peers · Georgia median 0.63%
Rank in Georgia
#32
of 72 credit unions

How The Wright compares to Georgia peers

Net worth ratio
Top 34% of <$100M peers
The Wright
16.8%
Georgia median
13.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 48% of <$100M peers
The Wright
0.6%
Georgia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded The Wright

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (16.8% capital ratio)
  • Profitable (ROA 0.56%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Wright over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at The Wright insured?

Yes. The Wright is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Wright: frequently asked questions

Is The Wright a good credit union?

The Wright earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (16.8% capital ratio); Profitable (ROA 0.56%).

Is The Wright NCUA-insured?

Yes. The Wright is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is The Wright?

The Wright holds $16 million in total assets, ranking 32nd of 72 credit unions we track in Georgia. It serves 1,820 members.

Does The Wright have CFPB complaints?

No CFPB complaints against The Wright appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Walker County Educators
credit union · Chickamauga, GA · $15M assets
Combined Employees
credit union · Warner Robins, GA · $18M assets
Genuine Parts
credit union · Norcross, GA · $19M assets
Valdosta Teachers
credit union · Valdosta, GA · $13M assets
Mercy
credit union · Savannah, GA · $13M assets
Northside
credit union · Atlanta, GA · $22M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →