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Regional Members

Columbus, GA · Est. 1935
C
Trust Grade
Average
Score: 73/100

Regional Members is a credit union based in Columbus, Georgia, established in 1935, with $9 million in total assets serving 1,240 members. By Trust Grade it ranks 65th of 72 credit unions we track in Georgia. Its net worth ratio of 13.3% trails most similarly sized credit unions (43th percentile), versus a Georgia median of 13.3%. It posted a loss over the most recent period (-2.04% return on assets), a point to watch. No consumer complaints against Regional Members appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$9.4M
<$100M institution
Members
1,240
Shares & deposits
Net worth ratio
13.3%
Bottom 43% of <$100M peers · Georgia median 13.3%
Return on assets
-2.0%
Bottom 5% of <$100M peers · Georgia median 0.63%
Rank in Georgia
#65
of 72 credit unions

How Regional Members compares to Georgia peers

Net worth ratio
Bottom 43% of <$100M peers
Regional Members
13.3%
Georgia median
13.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 5% of <$100M peers
Regional Members
-2.0%
Georgia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Regional Members

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (13.3% capital ratio)
  • Unprofitable over the period (ROA -2.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Regional Members over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Regional Members insured?

Yes. Regional Members is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Regional Members: frequently asked questions

Is Regional Members a good credit union?

Regional Members earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Unprofitable over the period (ROA -2.04%).

Is Regional Members NCUA-insured?

Yes. Regional Members is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Regional Members?

Regional Members holds $9 million in total assets, ranking 65th of 72 credit unions we track in Georgia. It serves 1,240 members.

Does Regional Members have CFPB complaints?

No CFPB complaints against Regional Members appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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