Stephens County Community
Stephens County Community is a credit union based in Toccoa, Georgia, established in 1972, with $152 thousand in total assets serving 114 members. By Trust Grade it ranks 9th of 72 credit unions we track in Georgia. Its net worth ratio of 12.7% trails most similarly sized credit unions (39th percentile), versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 1.53% return on assets. No consumer complaints against Stephens County Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Stephens County Community compares to Georgia peers
How we graded Stephens County Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.7% capital ratio)
- Strongly profitable (ROA 1.53%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Stephens County Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Stephens County Community insured?
Yes. Stephens County Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Stephens County Community: frequently asked questions
Is Stephens County Community a good credit union?
Stephens County Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Strongly profitable (ROA 1.53%).
Is Stephens County Community NCUA-insured?
Yes. Stephens County Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Stephens County Community?
Stephens County Community holds $0 million in total assets, ranking 9th of 72 credit unions we track in Georgia. It serves 114 members.
Does Stephens County Community have CFPB complaints?
No CFPB complaints against Stephens County Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
