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credit union

Harris Employees

Cordele, GA · Est. 1947
B
Trust Grade
Strong
Score: 87/100

Harris Employees is a credit union based in Cordele, Georgia, established in 1947, with $648 thousand in total assets serving 182 members. By Trust Grade it ranks 52nd of 72 credit unions we track in Georgia. Its net worth ratio of 33.6% is stronger than 96% of similarly sized credit unions, versus a Georgia median of 13.3%. It posted a loss over the most recent period (-0.35% return on assets), a point to watch. No consumer complaints against Harris Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$648K
<$100M institution
Members
182
Shares & deposits
Net worth ratio
33.6%
Top 4% of <$100M peers · Georgia median 13.3%
Return on assets
-0.3%
Bottom 15% of <$100M peers · Georgia median 0.63%
Rank in Georgia
#52
of 72 credit unions

How Harris Employees compares to Georgia peers

Net worth ratio
Top 4% of <$100M peers
Harris Employees
33.6%
Georgia median
13.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 15% of <$100M peers
Harris Employees
-0.3%
Georgia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Harris Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Strongly capitalized (33.6% capital ratio)
  • Unprofitable over the period (ROA -0.35%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Harris Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Harris Employees insured?

Yes. Harris Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Harris Employees: frequently asked questions

Is Harris Employees a good credit union?

Harris Employees earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (33.6% capital ratio); Unprofitable over the period (ROA -0.35%).

Is Harris Employees NCUA-insured?

Yes. Harris Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Harris Employees?

Harris Employees holds $1 million in total assets, ranking 52nd of 72 credit unions we track in Georgia. It serves 182 members.

Does Harris Employees have CFPB complaints?

No CFPB complaints against Harris Employees appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

F A B Church
credit union · Savannah, GA · $446K assets
Stephens County Community
credit union · Toccoa, GA · $152K assets
Berrien Teachers
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Flint River Employees
credit union · Oglethorpe, GA · $2M assets
Macon-Bibb Employees Credit Union
credit union · Macon, GA · $3M assets
Flint
credit union · Reynolds, GA · $3M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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