Georgia Heritage
Georgia Heritage is a credit union based in Savannah, Georgia, established in 1940, with $159 million in total assets serving 15,224 members. By Trust Grade it ranks 49th of 72 credit unions we track in Georgia. Its net worth ratio of 10.6% trails most similarly sized credit unions (40th percentile), versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 0.33% return on assets. No consumer complaints against Georgia Heritage appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Georgia Heritage compares to Georgia peers
How we graded Georgia Heritage
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.6% capital ratio)
- Profitable (ROA 0.33%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Georgia Heritage over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Georgia Heritage insured?
Yes. Georgia Heritage is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Georgia Heritage: frequently asked questions
Is Georgia Heritage a good credit union?
Georgia Heritage earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Profitable (ROA 0.33%).
Is Georgia Heritage NCUA-insured?
Yes. Georgia Heritage is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Georgia Heritage?
Georgia Heritage holds $159 million in total assets, ranking 49th of 72 credit unions we track in Georgia. It serves 15,224 members.
Does Georgia Heritage have CFPB complaints?
No CFPB complaints against Georgia Heritage appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
