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Associated Credit Union

Norcross, GA · Est. 1930
A
Trust Grade
Excellent
Score: 95/100

Associated Credit Union is a credit union based in Norcross, Georgia, established in 1930, with $2.6 billion in total assets serving 172,340 members. By Trust Grade it ranks 26th of 72 credit unions we track in Georgia. Its net worth ratio of 12.8% is stronger than 79% of similarly sized credit unions, versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against Associated Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.6B
$1B–10B institution
Members
172,340
Shares & deposits
Net worth ratio
12.8%
Top 21% of $1B–10B peers · Georgia median 13.3%
Return on assets
0.7%
Bottom 46% of $1B–10B peers · Georgia median 0.63%
Rank in Georgia
#26
of 72 credit unions

How Associated Credit Union compares to Georgia peers

Net worth ratio
Top 21% of $1B–10B peers
Associated Credit
12.8%
Georgia median
13.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 46% of $1B–10B peers
Associated Credit
0.7%
Georgia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Associated Credit Union

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (12.8% capital ratio)
  • Profitable (ROA 0.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Associated Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Associated Credit Union insured?

Yes. Associated Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Associated Credit Union: frequently asked questions

Is Associated Credit Union a good credit union?

Associated Credit Union earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Profitable (ROA 0.65%).

Is Associated Credit Union NCUA-insured?

Yes. Associated Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Associated Credit Union?

Associated Credit Union holds $2.6 billion in total assets, ranking 26th of 72 credit unions we track in Georgia. It serves 172,340 members.

Does Associated Credit Union have CFPB complaints?

No CFPB complaints against Associated Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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