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credit union

Georgia United

Duluth, GA · Est. 1958
A
Trust Grade
Excellent
Score: 94/100

Georgia United is a credit union based in Duluth, Georgia, established in 1958, with $2.5 billion in total assets serving 159,562 members. By Trust Grade it ranks 33rd of 72 credit unions we track in Georgia. Its net worth ratio of 11.0% is stronger than 56% of similarly sized credit unions, versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 0.97% return on assets. No consumer complaints against Georgia United appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.5B
$1B–10B institution
Members
159,562
Shares & deposits
Net worth ratio
11.0%
Top 44% of $1B–10B peers · Georgia median 13.3%
Return on assets
1.0%
Top 28% of $1B–10B peers · Georgia median 0.63%
Rank in Georgia
#33
of 72 credit unions

How Georgia United compares to Georgia peers

Net worth ratio
Top 44% of $1B–10B peers
Georgia United
11.0%
Georgia median
13.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 28% of $1B–10B peers
Georgia United
1.0%
Georgia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Georgia United

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (11.0% capital ratio)
  • Profitable (ROA 0.97%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Georgia United over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Georgia United insured?

Yes. Georgia United is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Georgia United: frequently asked questions

Is Georgia United a good credit union?

Georgia United earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Profitable (ROA 0.97%).

Is Georgia United NCUA-insured?

Yes. Georgia United is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Georgia United?

Georgia United holds $2.5 billion in total assets, ranking 33rd of 72 credit unions we track in Georgia. It serves 159,562 members.

Does Georgia United have CFPB complaints?

No CFPB complaints against Georgia United appear in our data over the analysis window, which is typical for a credit union of this size.

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Peach State
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Credit Union Of Georgia
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Coosa Valley
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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