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credit union

Delta Community

Atlanta, GA · Est. 1940
A
Trust Grade
Excellent
Score: 98/100

Delta Community is a credit union based in Atlanta, Georgia, established in 1940, with $9.1 billion in total assets serving 537,196 members. By Trust Grade it ranks 14th of 72 credit unions we track in Georgia. Its net worth ratio of 12.2% is stronger than 73% of similarly sized credit unions, versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against Delta Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$9.1B
$1B–10B institution
Members
537,196
Shares & deposits
Net worth ratio
12.2%
Top 27% of $1B–10B peers · Georgia median 13.3%
Return on assets
1.0%
Top 27% of $1B–10B peers · Georgia median 0.63%
Rank in Georgia
#14
of 72 credit unions

How Delta Community compares to Georgia peers

Net worth ratio
Top 27% of $1B–10B peers
Delta Community
12.2%
Georgia median
13.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 27% of $1B–10B peers
Delta Community
1.0%
Georgia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Delta Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.2% capital ratio)
  • Profitable (ROA 0.98%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Delta Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Delta Community insured?

Yes. Delta Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Delta Community: frequently asked questions

Is Delta Community a good credit union?

Delta Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Profitable (ROA 0.98%).

Is Delta Community NCUA-insured?

Yes. Delta Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Delta Community?

Delta Community holds $9.1 billion in total assets, ranking 14th of 72 credit unions we track in Georgia. It serves 537,196 members.

Does Delta Community have CFPB complaints?

No CFPB complaints against Delta Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Center Parc
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Georgia United
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Lge Community
credit union · Marietta, GA · $2.4B assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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