Skip to main content
credit union

Insight

Winter Springs, FL · Est. 1991
B
Trust Grade
Strong
Score: 81/100

Insight is a credit union based in Winter Springs, Florida, established in 1991, with $660 million in total assets serving 42,981 members. By Trust Grade it ranks 96th of 107 credit unions we track in Florida. Its net worth ratio of 9.9% trails most similarly sized credit unions (29th percentile), versus a Florida median of 11.1%. It posted a loss over the most recent period (-0.11% return on assets), a point to watch. No consumer complaints against Insight appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$659.8M
$100M–1B institution
Members
42,981
Shares & deposits
Net worth ratio
9.9%
Bottom 29% of $100M–1B peers · Florida median 11.1%
Return on assets
-0.1%
Bottom 6% of $100M–1B peers · Florida median 0.53%
Rank in Florida
#96
of 107 credit unions

How Insight compares to Florida peers

Net worth ratio
Bottom 29% of $100M–1B peers
Insight
9.9%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 6% of $100M–1B peers
Insight
-0.1%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Insight

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Well-capitalized (9.9% capital ratio)
  • Unprofitable over the period (ROA -0.11%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Insight over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Insight insured?

Yes. Insight is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Insight: frequently asked questions

Is Insight a good credit union?

Insight earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (9.9% capital ratio); Unprofitable over the period (ROA -0.11%).

Is Insight NCUA-insured?

Yes. Insight is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Insight?

Insight holds $660 million in total assets, ranking 96th of 107 credit unions we track in Florida. It serves 42,981 members.

Does Insight have CFPB complaints?

No CFPB complaints against Insight appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Innovations Financial
credit union · Panama City, FL · $674M assets
Floridacentral
credit union · Tampa, FL · $622M assets
Radifi
credit union · Jacksonville, FL · $706M assets
We Florida Financial
credit union · Fort Lauderdale, FL · $709M assets
Champions First
credit union · Tallahassee, FL · $536M assets
Velocity Community
credit union · Palm Beach Gard, FL · $498M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →