Floridacentral
Floridacentral is a credit union based in Tampa, Florida, established in 1954, with $622 million in total assets serving 43,878 members. By Trust Grade it ranks 100th of 107 credit unions we track in Florida. Its net worth ratio of 7.8% trails most similarly sized credit unions (3th percentile), versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.39% return on assets. No consumer complaints against Floridacentral appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Floridacentral compares to Florida peers
How we graded Floridacentral
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.8% capital ratio)
- Profitable (ROA 0.39%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Floridacentral over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Floridacentral insured?
Yes. Floridacentral is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Floridacentral: frequently asked questions
Is Floridacentral a good credit union?
Floridacentral earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Profitable (ROA 0.39%).
Is Floridacentral NCUA-insured?
Yes. Floridacentral is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Floridacentral?
Floridacentral holds $622 million in total assets, ranking 100th of 107 credit unions we track in Florida. It serves 43,878 members.
Does Floridacentral have CFPB complaints?
No CFPB complaints against Floridacentral appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
