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credit union

Radifi

Jacksonville, FL · Est. 1935
B
Trust Grade
Strong
Score: 85/100

Radifi is a credit union based in Jacksonville, Florida, established in 1935, with $706 million in total assets serving 42,074 members. By Trust Grade it ranks 85th of 107 credit unions we track in Florida. Its net worth ratio of 9.5% trails most similarly sized credit unions (23th percentile), versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.49% return on assets. No consumer complaints against Radifi appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$706.5M
$100M–1B institution
Members
42,074
Shares & deposits
Net worth ratio
9.5%
Bottom 23% of $100M–1B peers · Florida median 11.1%
Return on assets
0.5%
Bottom 36% of $100M–1B peers · Florida median 0.53%
Rank in Florida
#85
of 107 credit unions

How Radifi compares to Florida peers

Net worth ratio
Bottom 23% of $100M–1B peers
Radifi
9.5%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of $100M–1B peers
Radifi
0.5%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Radifi

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (9.5% capital ratio)
  • Profitable (ROA 0.49%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Radifi over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Radifi insured?

Yes. Radifi is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Radifi: frequently asked questions

Is Radifi a good credit union?

Radifi earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.5% capital ratio); Profitable (ROA 0.49%).

Is Radifi NCUA-insured?

Yes. Radifi is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Radifi?

Radifi holds $706 million in total assets, ranking 85th of 107 credit unions we track in Florida. It serves 42,074 members.

Does Radifi have CFPB complaints?

No CFPB complaints against Radifi appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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