Ecu
Ecu is a credit union based in Seminole, Florida, established in 1991, with $36 million in total assets serving 2,336 members. By Trust Grade it ranks 58th of 107 credit unions we track in Florida. Its net worth ratio of 16.6% is stronger than 64% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.09% return on assets. No consumer complaints against Ecu appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ecu compares to Florida peers
How we graded Ecu
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.6% capital ratio)
- Profitable (ROA 0.09%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ecu over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Ecu insured?
Yes. Ecu is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ecu: frequently asked questions
Is Ecu a good credit union?
Ecu earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (16.6% capital ratio); Profitable (ROA 0.09%).
Is Ecu NCUA-insured?
Yes. Ecu is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Ecu?
Ecu holds $36 million in total assets, ranking 58th of 107 credit unions we track in Florida. It serves 2,336 members.
Does Ecu have CFPB complaints?
No CFPB complaints against Ecu appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
