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credit union

City-County Employees

Clearwater, FL · Est. 1941
B
Trust Grade
Strong
Score: 83/100

City-County Employees is a credit union based in Clearwater, Florida, established in 1941, with $42 million in total assets serving 3,958 members. By Trust Grade it ranks 91st of 107 credit unions we track in Florida. Its net worth ratio of 8.2% trails most similarly sized credit unions (6th percentile), versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against City-County Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$42.2M
<$100M institution
Members
3,958
Shares & deposits
Net worth ratio
8.2%
Bottom 6% of <$100M peers · Florida median 11.1%
Return on assets
0.8%
Top 40% of <$100M peers · Florida median 0.53%
Rank in Florida
#91
of 107 credit unions

How City-County Employees compares to Florida peers

Net worth ratio
Bottom 6% of <$100M peers
City-County Employees
8.2%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of <$100M peers
City-County Employees
0.8%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded City-County Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (8.2% capital ratio)
  • Profitable (ROA 0.81%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for City-County Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at City-County Employees insured?

Yes. City-County Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

City-County Employees: frequently asked questions

Is City-County Employees a good credit union?

City-County Employees earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Profitable (ROA 0.81%).

Is City-County Employees NCUA-insured?

Yes. City-County Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is City-County Employees?

City-County Employees holds $42 million in total assets, ranking 91st of 107 credit unions we track in Florida. It serves 3,958 members.

Does City-County Employees have CFPB complaints?

No CFPB complaints against City-County Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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