credit union

Jackson County 1st

Marianna, FL · Est. 1991
A
Trust Grade
Excellent
Score: 94/100

Jackson County 1st is a credit union based in Marianna, Florida, established in 1991, with $48 million in total assets serving 2,768 members. By Trust Grade it ranks 33rd of 107 credit unions we track in Florida. Its net worth ratio of 18.1% is stronger than 71% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.48% return on assets. No consumer complaints against Jackson County 1st appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$48.5M
<$100M institution
Members
2,768
Shares & deposits
—
Net worth ratio
18.1%
Top 29% of <$100M peers · Florida median 11.1%
Return on assets
0.5%
Bottom 44% of <$100M peers · Florida median 0.53%
Rank in Florida
#33
of 107 credit unions

How Jackson County 1st compares to Florida peers

Net worth ratio
Top 29% of <$100M peers
Jackson County
18.1%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 44% of <$100M peers
Jackson County
0.5%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Jackson County 1st

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (18.1% capital ratio)
  • Profitable (ROA 0.48%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Jackson County 1st over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Jackson County 1st insured?

Yes. Jackson County 1st is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Jackson County 1st: frequently asked questions

Is Jackson County 1st a good credit union?

Jackson County 1st earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (18.1% capital ratio); Profitable (ROA 0.48%).

Is Jackson County 1st NCUA-insured?

Yes. Jackson County 1st is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Jackson County 1st?

Jackson County 1st holds $48 million in total assets, ranking 33rd of 107 credit unions we track in Florida. It serves 2,768 members.

Does Jackson County 1st have CFPB complaints?

No CFPB complaints against Jackson County 1st appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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