1st Street
1st Street is a credit union based in Sarasota, Florida, established in 1951, with $34 million in total assets serving 1,822 members. By Trust Grade it ranks 24th of 107 credit unions we track in Florida. Its net worth ratio of 14.7% is stronger than 53% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.62% return on assets. No consumer complaints against 1st Street appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How 1st Street compares to Florida peers
How we graded 1st Street
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.7% capital ratio)
- Profitable (ROA 0.62%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for 1st Street over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at 1st Street insured?
Yes. 1st Street is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
1st Street: frequently asked questions
Is 1st Street a good credit union?
1st Street earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (14.7% capital ratio); Profitable (ROA 0.62%).
Is 1st Street NCUA-insured?
Yes. 1st Street is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is 1st Street?
1st Street holds $34 million in total assets, ranking 24th of 107 credit unions we track in Florida. It serves 1,822 members.
Does 1st Street have CFPB complaints?
No CFPB complaints against 1st Street appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
