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credit union

Stepping Stones Community

Wilmington, DE · Est. 2011
A
Trust Grade
Excellent
Score: 98/100

Stepping Stones Community is a credit union based in Wilmington, Delaware, established in 2011, with $9 million in total assets serving 2,722 members. By Trust Grade it ranks 4th of 15 credit unions we track in Delaware. Its net worth ratio of 46.5% is stronger than 99% of similarly sized credit unions, versus a Delaware median of 13.7%. It was profitable over the most recent period, with a 20.09% return on assets. No consumer complaints against Stepping Stones Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.5M
<$100M institution
Members
2,722
Shares & deposits
Net worth ratio
46.5%
Top 1% of <$100M peers · Delaware median 13.7%
Return on assets
20.1%
Top 0% of <$100M peers · Delaware median 0.42%
Rank in Delaware
#4
of 15 credit unions

How Stepping Stones Community compares to Delaware peers

Net worth ratio
Top 1% of <$100M peers
Stepping Stones
46.5%
Delaware median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 0% of <$100M peers
Stepping Stones
20.1%
Delaware median
0.4%
Higher ROA = more profitable relative to asset base

How we graded Stepping Stones Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (46.5% capital ratio)
  • Strongly profitable (ROA 20.09%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Stepping Stones Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Stepping Stones Community insured?

Yes. Stepping Stones Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Stepping Stones Community: frequently asked questions

Is Stepping Stones Community a good credit union?

Stepping Stones Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (46.5% capital ratio); Strongly profitable (ROA 20.09%).

Is Stepping Stones Community NCUA-insured?

Yes. Stepping Stones Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Stepping Stones Community?

Stepping Stones Community holds $9 million in total assets, ranking 4th of 15 credit unions we track in Delaware. It serves 2,722 members.

Does Stepping Stones Community have CFPB complaints?

No CFPB complaints against Stepping Stones Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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