Edu
Edu is a credit union based in New Castle, Delaware, established in 1953, with $44 million in total assets serving 8,036 members. By Trust Grade it ranks 15th of 15 credit unions we track in Delaware. Its net worth ratio of 6.8% trails most similarly sized credit unions (2th percentile), versus a Delaware median of 13.7%. It posted a loss over the most recent period (-0.04% return on assets), a point to watch. No consumer complaints against Edu appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Edu compares to Delaware peers
How we graded Edu
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (6.8%)
- Unprofitable over the period (ROA -0.04%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Edu over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Edu insured?
Yes. Edu is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Edu: frequently asked questions
Is Edu a good credit union?
Edu earns a Bankzia Trust Grade of C (70/100, "Average"), based on a financial-strength score of 70/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (6.8%); Unprofitable over the period (ROA -0.04%).
Is Edu NCUA-insured?
Yes. Edu is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Edu?
Edu holds $44 million in total assets, ranking 15th of 15 credit unions we track in Delaware. It serves 8,036 members.
Does Edu have CFPB complaints?
No CFPB complaints against Edu appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
