Provident
Provident is a credit union based in Dover, Delaware, established in 1964, with $12 million in total assets serving 1,621 members. By Trust Grade it ranks 14th of 15 credit unions we track in Delaware. Its net worth ratio of 13.7% trails most similarly sized credit unions (46th percentile), versus a Delaware median of 13.7%. It posted a loss over the most recent period (-1.57% return on assets), a point to watch. No consumer complaints against Provident appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Provident compares to Delaware peers
How we graded Provident
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.7% capital ratio)
- Unprofitable over the period (ROA -1.57%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Provident over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Provident insured?
Yes. Provident is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Provident: frequently asked questions
Is Provident a good credit union?
Provident earns a Bankzia Trust Grade of C (75/100, "Average"), based on a financial-strength score of 75/100 (it has no CFPB complaints on record). Strongly capitalized (13.7% capital ratio); Unprofitable over the period (ROA -1.57%).
Is Provident NCUA-insured?
Yes. Provident is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Provident?
Provident holds $12 million in total assets, ranking 14th of 15 credit unions we track in Delaware. It serves 1,621 members.
Does Provident have CFPB complaints?
No CFPB complaints against Provident appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
